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July
18

house hunting

Moving to a new city is exciting, but it also has challenges. If your new city is more than a couple of hours from your current home, then house hunting might be one of those challenges. How do you go about finding a home from a distance? We've helped plenty of out-of-town buyers find lovely Richmond homes for sale. Along the way, we've compiled a few tips.

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March
28

Down Payment

Saving for a down payment may seem difficult, especially if you're new to the idea of buying a home. It's not impossible, though, and a carefully planned strategy can make all the difference in helping you save. Here are a few suggestions from our real estate agents to help you save up a down payment.

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November
15

Real Estate Myths

Sometimes a myth is fun to believe, but other times, it has a negative impact on your ability to accomplish your goals. Our real estate agents know that real estate myths are fairly common in our industry. Here are several we've heard over the years that we want to debunk. 

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August
30

Credit Score Tips

Credit scores have long been a mystery to homebuyers, in both how they are determined and how they matter in the long run. Most people think that if you pay your bills on time, you'll have a good score, but our real estate agents can tell you that there is far more to it than that. But while the exact formula used to determine your score is not public knowledge, you still have a great deal of control over it. Here's how you can optimize your credit score and qualify for a mortgage with a good rate.

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January
27

Understanding Real Estate – a new series of educational videos from Napier Realtors ERA!

Our first video is all about HOW & WHY to do the real estate home search. Some ways are better than others (looking at you, Zillow) – learn how to search with the home experts!

January
15

Final 2020 Market Update

Central Virginia had a very active December 2020! After an unexpected year, we are happy to see the market staying active and fast-moving!

December had thousands of transactions and we're seeing big jumps in higher home prices as time goes on, month over month, year over year.

Let's see what 2021 will bring for CVA! Contact Napier Realtors ERA for your buying and selling needs and view homes for sale now.

November
16

Central Virginia is still buying and selling as we move into the fall!

October had thousands of transactions and we're seeing big jumps in higher home prices as time goes on, month over month, year over year.

Contact Napier Realtors ERA for your buying and selling needs. https://www.napierera.com/contact/

October
12

Central Virginia Is Still Buying And Selling As We Move Into The Fall – especially in the Tri Cities area!

From Dinwiddie to Colonial Heights, to Fort Lee from Petersburg – we've got the Tri Cities covered!

Contact Napier Realtors ERA for your buying and selling needs. https://www.napierera.com/contact/

October
7

Central Virginia is still buying and selling as we move into the fall!

September had thousands of transactions and we're seeing big jumps in higher home prices as time goes on, month over month, year over year.

Contact Napier Realtors ERA for your buying and selling needs. https://www.napierera.com/contact/

September
8

 

Central Virginia is still buying and selling in Summer 2020!

August had thousands of transactions and we're seeing higher home prices as time goes on, month over month, year over year.

Contact Napier Realtors ERA for your buying and selling needs. https://www.napierera.com/contact/

August
31

Buy First HomeBuying a new home can be exciting, complicated, and overwhelming all at the same time. After all, it's also commonly considered one of the largest financial decisions many people will make in a lifetime. With so much on the line, it can be easy to make mistakes, especially if you're buying your first home. Being prepared is the best way to avoid costly pitfalls. If you're considering these Richmond homes for sale, below are six things to know before you buy.

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August
10

July and August are going strong for home sales!

The time to list your home in Central Virginia could be now! Home inventory is low, and prices are rising. The real estate market in our area continues to be extremely active and in the month of July alone, 2525 homes were listed, and 2655 homes were successfully sold! The average sales price in our area was $320,592 in July 2020, up 6.8% over last year.

If you've been putting off listing your home, this could be the perfect opportunity to contact a Napier ERA sales professional, who can give you an accurate assessment of what you can expect in your local market. 

Contact Napier ERA today to get started!

July
13

Summer Market Update

Central Virginia is still buying and selling in Summer 2020! June had thousands of transactions and we're seeing higher home prices as time goes on. Even the average price has increased since June 2019. Watch our latest video for all the latest numbers.

 

Contact Napier Realtors ERA for your buying and selling needs. 

June
15

May & June are going strong in Richmond's Real Estate Market

It's a GREAT time to list your home in Central Virginia because home inventory is low and prices are rising.

The real estate market in our area continues to be extremely active and in the month of May alone, 2,513 homes were listed, and 1,952 homes were successfully sold!The average sales price in our area was $300,826 in May 2020 compared to $288,203 last May – more than a 4% increase!

If you've been putting off listing your home, this could be the perfect opportunity to contact a Napier ERA sales professional, who can give you an accurate assessment of what you can expect in your market.

Contact Napier ERA today to get started!

 

May
18

Central Virginia is still buying and selling in Spring 2020! April brought us over 4000 transactions – and May is going strong! 

Keep up with all the latest Richmond housing news when you Subscribe to our YouTube Channel and Like Us on Facebook

May
18

Open and Closed Floor Plan

Home design trends are fun to stay updated on, which is why there are so many TV shows dedicated to highlighting them! But seeing a trend take shape on a home renovation show is different from considering it as a prospective homeowner. Open floor plans have cycled in and out of fashion for quite a long time, and according to The Spruce, the most recent trend started in the 1990s. If you're considering homes built after 1950, you'll probably see a few open floor plans among the Richmond homes for sale. Determining whether they are right for you involves paying attention to several key factors. 

Mix and Mismatch

Open floor plans work best when the decor scheme is consistent, or at least harmonious, between spaces. A farmhouse kitchen and a shabby chic dining room will work well together, but if your coffee table is glass and chrome and your kitchen table weathered wood, the lack of a wall between the two will make that contrast jarring. This includes major appliances, so if you have a chrome refrigerator that you love, it may wind up influencing the look of the entire first floor. A closed floor plan creates a mental "reset" as you move through doors to new rooms, so if you have very different styles for different rooms, a closed floor plan might be for you. If you have an eclectic style, or if your preferred style is consistent throughout your home, an open floor plan is a great way to show that off. 

The Family That Stays Together

If you have children, floor plans affect family life in distinct ways. The flow of sound in the household isn't broken up by doors, which may not be the best situation when you're trying to get a toddler to nap so you can make a phone call. Some open floor plans have closed kitchens, which can be crucial to the safety of very young children. Older kids and teens may want privacy. But opening up a floor plan can also encourage the family to interact more. You may get to hear more about your teen's day at school besides the fact that it was "fine." But if you need to tiptoe backward out of the nursery so you can finally watch a movie, a closed floor plan is best. 

Over the Overflow 

Without walls and doors to break up a space, everything moves freely. This can include heated or cooled air into spaces that aren't being used, dust into far corners, and various household items into spaces where they don't belong. For large homes with young children, keeping heating and cooling costs down while maintaining an organized home could be challenging. But if your dream home is small and you keep clutter to a minimum, an open floor plan can be an excellent choice.

Our REALTORS® will be happy to discuss the best floor plan options for the way you live. 

There is no universally ideal home design, which is why there are so many. Whether a home design is on trend is much less important than your comfort. We're here to help you find the home you love, so contact us today.

December
30

Real Estate Terms

Our REALTORS® know getting a mortgage on the best terms is something all buyers think about. That's especially true of first-time buyers! When you're exploring the best Richmond homes for sale, sound financing means peace of mind.

Luckily, the mortgage process is a lot easier than it seems at first!

The more you know, the simpler it is to get a mortgage loan you can be happy with. We'd like to address one of the most common questions about home financing our team gets: The difference between pre-qualifying for a loan versus receiving pre-approval.

Pre-Qualification and Pre-Approval: What's the Difference?

When it comes to getting a great home loan, starting sooner makes life easier.

Prequalification and preapproval are steps you take to smooth the path to your final loan package. You can think of one of them as the trial run, while the other is the "real deal."

Pre-qualifying can happen in a matter of minutes the first time you talk to your lender. You discuss your finances and get a ballpark estimate for what loan amount you can expect. It's not necessary to document your income, and you're not committing.

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December
16

Homeowner Gift Ideas

For first-time buyers, furnishing a new home is equal parts fun and intimidating. Give a gift this holiday season that will help warm up a new home.

Get holiday gift inspiration from this baker's dozen list of holiday gifts for first-time homebuyers compiled by our REALTORS®.

  1. Throw Blankets and Pillows
    You can never have too many throw blankets and pillows. Create a new look in five minutes just by changing them out based on season, theme, or mood. Throw blankets and pillows also create a cozy, comfortable ambiance.

  2. Pizza Baking Stone
    A pizza baking stone lets first-time homebuyers maintain the regular pizza night schedule without denting the budget. Great for baking homemade bread as well.

  3. Meal Delivery Service
    When the pressures of work and home get to be too much, cooking is the last thing on your mind. Make it more comfortable with a gift card for Blue Apron, HelloFresh, or another convenient meal delivery service. For those stressful days, go with a gift card for a restaurant delivery service like DoorDash or Uber Eats.

  4. Instant Coffee Maker
    Today's K-cup coffee makers deliver a fresh cup of java instantly with no guesswork. Include a K-cup sampler of different brands and flavors so they can expand their coffee horizons.

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November
25

HOA Pros and Cons

While showing our clients the best Richmond homes for sale, many of our REALTORS® have gotten questions about HOAs.

An HOA – Homeowners Association – is an organization that oversees property maintenance and special amenities for a particular group of homes. HOAs can be established in an average neighborhood, but you will usually find them in planned communities and some apartments.

Before you move into an HOA home, you need to meet with a representative. That person will go over the guidelines contained in a document called the Declaration of Covenants, Conditions, and Restrictions. This spells out what residents can and can't do.

Naturally, there are pros and cons to the decision to move forward:

Pros of an HOA

  1. More Responsive Maintenance
    A significant portion of HOA fees goes back into the property, including all types of maintenance. Residents are not responsible for maintaining the grounds, usually get lawn care, and might even have certain repairs on their own homes performed at a discount or for free.
  2. Better Home Amenities
    HOA neighborhoods tend to have "centerpiece amenities" to make them attractive to prospective residents. For example, they may have a pool, golf course, or clubhouse. All of these are maintained out of the general HOA fund and kept available for you to use.

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November
18

Getting Settled in New Home

Between packing and loading the truck to transporting kids, pets, and belongings to a new home, moving can be stressful. Although most people breathe a big sigh of relief when they land in their new surroundings, getting settled can also be overwhelming. Our REALTORS® know that there's so much more to settling in than moving furniture and unpacking. Here are some tips on how to make the process run smoothly and get settled into your new place.

  • Forward mail and transfer utilities.
    Before you move, fill out a change of address form on the USPS website and have the utilities transferred and turned on at your new home. This will help you avoid headaches such as walking into a dark house with no electricity or missing important mail. To change your address with your bank, credit card companies, and other financial institutions contact them directly.

  • Check out your home's safety features.
    You have no idea how many keys were made, so it's vital to change the locks as soon as you move into your new home. Take a look around and locate the circuit breakers, fire extinguishers, smoke and carbon monoxide detectors, and water and gas shutoff valves.

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August
26

Personalized Offer Letters - Napier ERA Realtors

In a crowded marketplace, homebuyers are doing anything they can to stand apart from the crowd. And while making a smart bid is important, it's not always the highest bidder who wins. Often, it's a personal touch that wins sellers over. 

Our real estate agents have found that writing a personalized offer letter is one of the best ways to make yourself stand out. Here's why it works – and how you can write a great message that puts you at the head of the pack. 

Why Personalized Offer Letters Work

Buying a home is a financial decision, but it's also a personal one. Selling a home is the same way. There are a lot of emotions tied up in the process of selling a house, especially if the seller has lived there for a long time, made a lot of memories, or maybe even raised a family there. In many cases, the seller doesn't just want to sell the house; they want to make sure it's in good hands.

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July
29

Home Buying Improve Your Credit Score

7 Steps to a Better Credit Score

So, you're ready to make the leap from renting to owning your own home, but you're worried that your credit score might hold you back. If that's the case, you're far from alone. Our real estate agents get a lot of questions about how prospective homeowners can improve their credit score before buying a house, and we're here to provide some answers. 

  1. Get Started Early
    As much as we'd all like to improve our credit scores overnight, bear in mind that working on your credit is a marathon, not a sprint. There are plenty of actions you can take that will boost your credit and make you look better to lenders, but they take time. The earlier you can start working on your credit, the better off you'll be.

    Click Here to Read More...

November
13

Henrico Buy a Home for the Holidays
Fall is in the air and the holiday season is gearing up. As you prepare to do your holiday shopping, our real estate agents want you to know that there is no better gift to your family than a new home. As you consider homes for sale in Henrico, the following are seven tips that can turn your homeownership dreams into a reality this holiday season. 

  1. Golden Geese Lay Great Deals
    Holidays are not prime season for home sales which means that when you find a good deal, it is often a bargain. Sellers who list their home between November to January are typically highly motivated to make a deal. If you are willing to be patient and work with buyers on move-in dates, etc., you will find plenty of opportunities to pad your nest egg with plenty of gold.  

  2. Click Here to Read More...

February
26

Richmond VA Top US Foodie City
Richmond has long enjoyed a rich and diverse culinary scene. Recently, though, it has attracted more attention – drawing visitors from across the U.S. and even around the world.

In late 2016, WalletHub helped put Richmond on the map, noting it was #1 Per Capita in Craft Breweries and Wineries among America's 150 top cities and #9 overall for the best food and within the top ten in four other categories. In 2017, Zagat added Richmond to their list of the "30 most exciting food cities in America 2017." 

No matter if you're taking a long weekend or checking out Richmond homes for sale, there are some local restaurants you simply shouldn't overlook. If you're ready to get a true taste of Richmond, we've got some memorable recommendations for you!

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February
23

Finding the Right Richmond Neighborhood

When you're buying a home in a new city, it's hard to know if you're making the right choice by choosing a specific house—not to mention an entire neighborhood.   Home buyers often ask our REALTORS®, "How do I know if this neighborhood is the right one for my family?"  

There are a lot of answers to this question; however, finding your own best place to live is a personal process. Your list of wants, needs, and preferences will shape what you're looking for in a home.  Understanding how to prepare, prioritize, and reach an informed decision ultimately goes a long way in finding the right Richmond homes.

When you begin to search for homes in our community, here are six tips to help you get started:

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February
7

Finding the Perfect Richmond Area School
Moving can be stressful. We all know it. As excited as you surely are to be finding your new home in Richmond, there are a lot of important decisions to be made, and many of them aren't easy.

If you're a parent, there may be no more important decision than where your children go to school. That means you need to find not only the perfect home in the area, but also the perfect school. We understand the challenges, which is why our real estate agents are eager to share these tips for finding the right school.

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January
31

WHY FSBOs FAIL
If you're the kind of person who likes to do things on your own, you might find the idea of an FSBO sale – for sale by owner – intriguing. Unfortunately, the benefits that people expect often fail to materialize ... and the final sale turns out to be much less profitable than planned.

Homeowners who are going into their first sale often believe they can save money and even speed up the process by going it alone. When things go poorly at first, it's easy for inexperienced sellers to double down and feel like they just need to "tough it out."  By the time they decide to work with a qualified real estate agent, they may have done more harm than good selling their home.

By the time someone is there to get the sale on track, trends in the housing market could be shifting. Sometimes, the changes are positive ones. In many cases, though, sellers find themselves running after the initial conditions that persuaded them to sell in the first place.

That can be a disaster – it could even sabotage the prospects for selling at all.

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January
28

Napier ERA has launched a new program in Central Virginia perfect for those who are ready to purchase a new home, but haven't sold their existing one! It gives you some certainty around when and for how much your home will sell. If you're interested, and think this may be a good fit for you, contact Napier ERA at 804-794-4531!

 

January
25

Millennials Richmond Housing Market
For the first time since the 2008 housing bubble, homes are going on the market en masse – and the Richmond, VA housing market is one of the hottest places in the United States.

Napier ERA President Jim Napier put this into perspective in the June, 2017 publication of Richmondmag.com:

"Six months' worth of inventory is considered a normal market that favors neither buyer nor seller. On average, the Richmond region has a little more than four months of inventory based on home sales from the first quarter of 2017."

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January
3

First-time Home Buyers RVA

2018 will be a promising year for anyone who wants to buy one of the homes for sale in Richmond. Richmond is a desirable real estate market for both growing families and upwardly-mobile professionals, and there are plenty of opportunities to find amazing homes in our community. 

While Richmond is still the same great area for home buying it has been for years, some aspects of the housing market are shifting. The more you know, the easier it'll be to navigate your options, make the best choices for you, and find the Richmond home you've been searching for.

Let's review some of the most important trends influencing area home buyers today:

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December
11

Richmond New Homes & ConstructionAre you deciding whether to buy a brand new home or an older home in the Richmond area? Both options have their benefits, and Richmond is an excellent place to shop regardless of what type of home you are targeting. Older homes offer that comfortable, "lived in" feel, but may also require more maintenance after you move in. New homes are more likely to offer the latest amenities, unique, customized features, and energy efficient design throughout the home. Our real estate agents are here to help you make the right choice for your needs, with a guide to new homes in Richmond, VA .

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June
15

The Fan District Association
When you're searching for a home in Richmond, finding the perfect neighborhood definitely matters. A favorite location loved by Richmond locals is the Fan District. Located between Broad Street and Main Street, this culture-filled neighborhood lies at the eastern part of the West End area

So what is so appealing about the Fan District? Find out why Richmond locals love this historical and picturesque neighborhood.  

Fan District History

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June
9

Getting to Know Richmond Real Estate

Richmond Real Estate

The historic city of Richmond, VA lies in the heart of the Mid-Atlantic region with the sprawling Chesapeake Bay to the east and the majestic Appalachian Mountains to the west. The Richmond area is filled with big-city attractions along with a healthy dose of small-town charm. When you're shopping for Richmond real estate, it's a great idea to take a look at all of the communities that make up the historic Richmond area in order to find the right fit. Today, we'll be taking a closer look at Richmond City along with Henrico County, Chesterfield County and Hanover County.

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