Buying a Home

Information for Home Buyers in Richmond, VA

Buying a home involves preparation and planning. Before you begin the search, ask yourself the question: Am I really ready to buy a house?  Once you have determined your answer, invest the time and effort to do your research and establish a solid plan.  Doing the right "leg work" before you begin can pay off in helping you to get the best home at the best price and terms.

Consider these factors in formulating your plan:

Address financial issues

• Check your credit rating, clean up errors and problems
• Find the right mortgage lender for you
• Determine your buying power; get pre-approved for a mortgage
• Don't make significant purchases before buying a home

Decide what you want

• List the features you would like in your next home
• Prioritize the importance of each feature

Consider lifestyle factors

• Do you need to be close to recreational facilities, hospitals or schools?
• Do you like a large or small yard?
• What commuting distance or time is manageable for you?

Think of the future

• Will your need for space be shrinking or enlarging soon?
• Will your lifestyle needs change soon?

Choose a real estate agent

• Does the agent work in the areas of interest to you?
• Who will the agent represent?
• How will your real estate agent negotiate your purchase offer?

Find a home

• You're ready now, so, let'sfind a home.

Contact us to start your home search. Our real estate agents are here to help you every step of the way.