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Buy a House | 31 Posts
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Richmond VA | 117 Posts
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July
18

house hunting

Moving to a new city is exciting, but it also has challenges. If your new city is more than a couple of hours from your current home, then house hunting might be one of those challenges. How do you go about finding a home from a distance? We've helped plenty of out-of-town buyers find lovely Richmond homes for sale. Along the way, we've compiled a few tips.

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March
28

Down Payment

Saving for a down payment may seem difficult, especially if you're new to the idea of buying a home. It's not impossible, though, and a carefully planned strategy can make all the difference in helping you save. Here are a few suggestions from our real estate agents to help you save up a down payment.

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October
11

Home Tips

The hustle and bustle of daily life can be a drain on your energy and health. To promote a healthy lifestyle, experts recommend making your home a place of comfort and relaxation where you can unwind from a stressful day. Our real estate agents know homebuyers are drawn to welcoming spaces that reflect all the comforts of home.

Once you purchase a home, you can add special touches that reflect your design style and personality and welcome you home. Start incorporating your personal style into your new space by following these tips. 

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August
30

Credit Score Tips

Credit scores have long been a mystery to homebuyers, in both how they are determined and how they matter in the long run. Most people think that if you pay your bills on time, you'll have a good score, but our real estate agents can tell you that there is far more to it than that. But while the exact formula used to determine your score is not public knowledge, you still have a great deal of control over it. Here's how you can optimize your credit score and qualify for a mortgage with a good rate.

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January
27

Understanding Real Estate – a new series of educational videos from Napier Realtors ERA!

Our first video is all about HOW & WHY to do the real estate home search. Some ways are better than others (looking at you, Zillow) – learn how to search with the home experts!

August
31

Buy First HomeBuying a new home can be exciting, complicated, and overwhelming all at the same time. After all, it's also commonly considered one of the largest financial decisions many people will make in a lifetime. With so much on the line, it can be easy to make mistakes, especially if you're buying your first home. Being prepared is the best way to avoid costly pitfalls. If you're considering these Richmond homes for sale, below are six things to know before you buy.

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May
26

Perfect Home for Your Family

Buying a home is a big decision that can feel overwhelming. But when you've found the home that's right for you, you'll want to recognize this fact and prepare to make an offer.

Our real estate agents share the following 9 signs that you've found the right home for you and your family.

  1. It Makes You Feel Happy
    You've probably viewed plenty of other homes for sale in the area! Even if you've looked at a lot of other homes, this one will be an instant standout. It should make you feel happy when you visit it, and you should be able to picture yourself in the home, having fun or relaxing.

  2. It Has All of Your Needs and Most of Your Wants
    This home should check a lot of your boxes for what you're looking for in a house. It should meet all your requirements, such as a minimum number of bedrooms and bathrooms and a desirable location, and most of your preferred amenities, such as a fireplace or a big backyard.

  3. You're Already Mentally Moving into the Home
    If you're starting to think about where you could hang your art and how you'd love to put a swing in the yard, you're already starting to claim the home as your own.

  4. You Don't Want to Look at Other Homes
    When you first started looking at homes, the idea of visiting them was probably exciting. But if you are feeling like you found the right home already, you may not want to look at other homes. Even if you visit a few, you'll find yourself comparing them unfavorably.

  5. You Can't Wait to Tell Your Friends and Family About it
    You'll be so excited to tell your friends and family all the details about this home. You'll find yourself gushing about the home - "It has huge closets! The kitchen is fantastic!" - and wish they could see it with you.

  6. You Worry Someone Else Will Buy it 
    You'll get so caught up in the idea of this home being right for you that the idea of anyone else making an offer on it is upsetting. In your mind, it's already your home, so you may be ready to talk to your real estate agent about making an offer of your own.

  7. You Minimize Any Flaws
    A real estate agent should mention any possible flaws with the home, and instead of being deterred by them, they don't bother you. You'll plan to make any necessary changes or will be interested in checking if the seller will make the changes needed or will pay for them. 

  8. It's Within Your Budget
    Don't forget to keep your budget in mind! Finding a home you love that costs more than you've budgeted can lead to anxiety and buyer's remorse.

  9. The Location is Right for You
    Location is all-important when it comes to real estate, so the perfect home for your family will be in the type of area you'd like to live in. The home should be in the type of area you're glad to come home to and all members of your family will enjoy.

Contact us if you're interested in Richmond homes for sale. Our experienced real estate agents will talk with you about your needs and preferences and will help you find the home of your dreams. 

May
18

Open and Closed Floor Plan

Home design trends are fun to stay updated on, which is why there are so many TV shows dedicated to highlighting them! But seeing a trend take shape on a home renovation show is different from considering it as a prospective homeowner. Open floor plans have cycled in and out of fashion for quite a long time, and according to The Spruce, the most recent trend started in the 1990s. If you're considering homes built after 1950, you'll probably see a few open floor plans among the Richmond homes for sale. Determining whether they are right for you involves paying attention to several key factors. 

Mix and Mismatch

Open floor plans work best when the decor scheme is consistent, or at least harmonious, between spaces. A farmhouse kitchen and a shabby chic dining room will work well together, but if your coffee table is glass and chrome and your kitchen table weathered wood, the lack of a wall between the two will make that contrast jarring. This includes major appliances, so if you have a chrome refrigerator that you love, it may wind up influencing the look of the entire first floor. A closed floor plan creates a mental "reset" as you move through doors to new rooms, so if you have very different styles for different rooms, a closed floor plan might be for you. If you have an eclectic style, or if your preferred style is consistent throughout your home, an open floor plan is a great way to show that off. 

The Family That Stays Together

If you have children, floor plans affect family life in distinct ways. The flow of sound in the household isn't broken up by doors, which may not be the best situation when you're trying to get a toddler to nap so you can make a phone call. Some open floor plans have closed kitchens, which can be crucial to the safety of very young children. Older kids and teens may want privacy. But opening up a floor plan can also encourage the family to interact more. You may get to hear more about your teen's day at school besides the fact that it was "fine." But if you need to tiptoe backward out of the nursery so you can finally watch a movie, a closed floor plan is best. 

Over the Overflow 

Without walls and doors to break up a space, everything moves freely. This can include heated or cooled air into spaces that aren't being used, dust into far corners, and various household items into spaces where they don't belong. For large homes with young children, keeping heating and cooling costs down while maintaining an organized home could be challenging. But if your dream home is small and you keep clutter to a minimum, an open floor plan can be an excellent choice.

Our REALTORS® will be happy to discuss the best floor plan options for the way you live. 

There is no universally ideal home design, which is why there are so many. Whether a home design is on trend is much less important than your comfort. We're here to help you find the home you love, so contact us today.

December
30

Real Estate Terms

Our REALTORS® know getting a mortgage on the best terms is something all buyers think about. That's especially true of first-time buyers! When you're exploring the best Richmond homes for sale, sound financing means peace of mind.

Luckily, the mortgage process is a lot easier than it seems at first!

The more you know, the simpler it is to get a mortgage loan you can be happy with. We'd like to address one of the most common questions about home financing our team gets: The difference between pre-qualifying for a loan versus receiving pre-approval.

Pre-Qualification and Pre-Approval: What's the Difference?

When it comes to getting a great home loan, starting sooner makes life easier.

Prequalification and preapproval are steps you take to smooth the path to your final loan package. You can think of one of them as the trial run, while the other is the "real deal."

Pre-qualifying can happen in a matter of minutes the first time you talk to your lender. You discuss your finances and get a ballpark estimate for what loan amount you can expect. It's not necessary to document your income, and you're not committing.

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December
16

Homeowner Gift Ideas

For first-time buyers, furnishing a new home is equal parts fun and intimidating. Give a gift this holiday season that will help warm up a new home.

Get holiday gift inspiration from this baker's dozen list of holiday gifts for first-time homebuyers compiled by our REALTORS®.

  1. Throw Blankets and Pillows
    You can never have too many throw blankets and pillows. Create a new look in five minutes just by changing them out based on season, theme, or mood. Throw blankets and pillows also create a cozy, comfortable ambiance.

  2. Pizza Baking Stone
    A pizza baking stone lets first-time homebuyers maintain the regular pizza night schedule without denting the budget. Great for baking homemade bread as well.

  3. Meal Delivery Service
    When the pressures of work and home get to be too much, cooking is the last thing on your mind. Make it more comfortable with a gift card for Blue Apron, HelloFresh, or another convenient meal delivery service. For those stressful days, go with a gift card for a restaurant delivery service like DoorDash or Uber Eats.

  4. Instant Coffee Maker
    Today's K-cup coffee makers deliver a fresh cup of java instantly with no guesswork. Include a K-cup sampler of different brands and flavors so they can expand their coffee horizons.

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