Buying Information

The Process

Buying a home involves preparation and planning. Before you begin the search, invest time to establish a solid plan. Some preliminary research can pay off big dividends in helping you to get the best home at the best price and terms. For a limited time only, first-time home buyers are being provided a NEW Federal Housing Tax Credit. Go to www.federalhousingtaxcredit.com for details.

Consider these factors in formulating your plan:

Address financial issues

  • Check your credit rating, clean up errors and problems
  • Determine your buying power; get pre-approved for a mortgage
  • Don't make significant purchases before buying a home

Decide what you want

  • List the features you would like in your next home
  • Prioritize the importance of each feature

Consider lifestyle factors

  • Do you need to be close to recreational facilities, hospitals or schools?
  • Do you like a large or small yard?
  • What commuting distance or time is manageable for you?

Think of the future

  • Will your need for space be shrinking or enlarging soon?
  • Will your lifestyle needs change soon?

Choose a real estate agent

  • Does the agent work in the areas of interest to you?
  • Whom will the agent represent?

Find a home

  • You're ready now, so, let's find a home

For more information on any of these topics, check out the helpful guides in this section or e-mail us at info@napierera.com.